Arkansas Banking Rates

Welcome to Arkansas Banking Rates

Manage your money with the best rates Arkansas has to offer. Make plans for your future, or get through a “rough patch” with help from the resources you’ll find with Arkansas Banking Rates. Some rates include:

• Arkansas mortgage refinance rates
• Arkansas CD rates and savings account rates
• More bank rate information available from US Banking Rates

Our Featured Arkansas Bank Rate

1.25	%
	APY

Online Savings Account

Arkansas Banking Rates recommends the rates that FNBO Direct has to offer. FNBO Direct is an online bank, making it easy to save more from anywhere, including Arkansas. The current savings account rate at FNBO Direct is 1.25%, which is in the top 5% of all savings accounts. Earn interest 5x faster than traditional savings accounts.

For inquiries contact:

FNBO Direct
P.O. Box 3707
Omaha, NE 68103-0707

Phone:

1-877-370-3707
24 hours a day
7 days a week

Current Arkansas Rates Update

Is your CD account in Arkansas about to mature? You should start thinking whether you want to open a new CD account or try a new investment strategy that might pay off in the long run.

Rates have probably changed since you opened your CD account, and taking the time to research the best rate will pay off. Let Arkansas Banking Rates help you by providing you with the latest, most competitive rates and pairing you up with the best bank or lender to meet your needs and allow your investment portfolio grow.

Arkansas Lawmakers Prepare Budget: What it Means for Your Finances

The governor of Arkansas recently submitted a new budget proposal with cuts of $106 million for the state, following a $100 million budget cut last October. General revenue spending was reduced from $4.6 billion to $4.4 billion. With the slowdown in the global economy affecting everyone, states are not immune. Many states are cutting their spending and trimming budgets considerably, which means that there are not as many free programs and resources available. So how does this affect you?

Here are the following areas where cuts could affect you:

• The Public School Fund will be eliminating some of its programs, though lawmakers maintain that financial aid for local schools will not be cut as $6,023 will be allocated to each school student next year
• The Medicaid program will likely be affected, though it is a federal program and the state has no control over what happens there
• The health care reform currently being debated could allow another 200,000 to 250,000 people to become eligible for Medicaid.
• As state support of public programs declines, you may start to see cuts in the programs that you are active in

As Arkansas plans to tighten its belt in regards to spending, you should consider doing the same. Treat your personal budget as a priority and cut spending where you can. It’s important for you to start saving for financial emergencies and your retirement. A high yield savings account can help you plan for rainy days, and an Arkansas CD with a great rate is a safe way to realize real growth with your money.

Arkansas Sees Second Budget Cut of $106 Million

A decline in Arkansas state tax collections has forced Governor Mike Beebe to reduce spending once again. This time, the governor is proposing a budget cut of $106 million. State tax collections are down 7.2% for the first three months.

According to Sondra Lamar, a UAFS representative for the University of Arkansas at Fort Smith, the budget cuts represent a significant $900,000 loss for the university.

So far, collections have totaled $2.577 billion for the July through December period. The Arkansas Department of Finance has attributed the weak tax collections for the state to a slowdown in consumer spending, business sales and weather.

In a prepared statement, Beebe said, “Arkansans are being increasingly cautious with their money, and our government must reflect that in our use of tax dollars.”

In the midst of one of the greatest recessions to ever hit the United States, consumers should be increasingly aware of their expenses. Cutting personal spending budgets may be a good start, but investing for the future is an even better strategy if it’s at all possible.

As of this moment, locating the best CD rates in Arkansas is easy thanks to online bank rate charts. Using this tool, people will be able to find the best CD rate in their area, or even the best rate in the nation. There’s no excuse not to save for your future. Recessions and economic downturns are all expected, as are budget cuts. You need to be prepared for the future, and only you can guarantee your financial success. Open a CD account today – you’ll be glad you did.

Arkansas Combining Student Scholarship Applications

YOUniversal Arkansas Financial Aid System, the financial aid system serving all Arkansas students, is simplifying the process of applying for school aid and scholarships by combining everything into one simple step. Students or parents only need to provide a few basic items and will be provided with a list of scholarships they qualify for. The items include:

• Age
• GPA
• Test Scores
• Family Income

This means that there is now no excuse for residents to not apply for scholarships. In applying for scholarships, students are gaining access to free money that could help lower student loan payments in the future.

In addition, many students should consider opening a savings account or CD account early in order to save for the future. The government has cut many financial aid resources, and students should no longer be depending on these sources to fund their education. In addition, many schools are also raising tuition in order cover the deficits in state funding. In short, no one can guarantee your future but you. Start by investing in a CD or high-yield savings account – the money could add up and come in handy when you need it.

Arkansas Banking Rates Gets You the Best Rates!

Arkansas Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Arkansas Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.

Arkansas Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Arkansas Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.

If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.

Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.

Free Rate Resources in Arkansas

Arkansas Banking Rates is rapidly becoming the premier Arkansas interest rate source. By working with thousands of financial companies, Arkansas Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:

• Arkansas Home Loan Rates

• Arkansas Savings Rates
• Arkansas Credit Card Rates
• Arkansas Student Loan Rates
• Arkansas Auto Loan Rates
• Arkansas Insurance Rates
• Arkansas CD Rates

Arkansas Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Arkansas Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Arkansas Banking Rates has just as many partners who can find the best rates for your based on your needs.

Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!